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  Discussion on Equine State Law
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Posted on Thursday, Jun 1, 2000 - 12:05 pm:

I am hunting Equine Liability Law Posters for NC - Where do you find them? Thank you
Katrina
prepvet@yahoo.com

Posted on Tuesday, Sep 19, 2000 - 2:05 pm:

My farrier told me yesterday that several states (including Hawaii where we live) has a law on the books that basically says a horse owner CANNOT be sued by someone riding their horse or using their facilities. I think he mentioned Texas and Colorado as other states with this law. Anyone have knowledge of this type of law?

Posted on Wednesday, Sep 20, 2000 - 3:55 pm:

Our pasture lease requires that we have a million dollar liability policy. In the "saddle horse" section of the policy, the EXCEPTIONS are "horses rented to other" (which we do not do) and "horses used in training for competition or exhibition". I have seen newspaper legal notices about commercial stables (trail rides for tourists) getting sued regarding "fall from a horse". I don't know for sure if Hawaii is a state with the equine risk law - BUT, I agree with you about the insurance nevertheless being essential. Lois, you sure are right about flighty people - it's hard to say "no" to friends and relatives who want to ride our horses, even just in the arena. We've been open and friendly about this in the past, but I'm going to start saying no nicely. Most of these folks have never even been on a horse! They think they are on a Merry Go Round. Will gently suggest they have a few lessons first The horses totally "know" it's a rookie up there and get disobedient - not good!

Posted on Wednesday, Sep 20, 2000 - 5:49 pm:

Linda,

I carry liability insurance thru my homeowners. It isn't a "million dollar policy", but it covers anyone riding my horse on or off the property, anyone who may get hurt via bite, kick, etc..., my horse (should he get struck by lightening), and my tack. It wasn't very expensive nor is it a lot of coverage, but at least it is something.

Nonetheless, I don't allow anyone I don't know EXTREMELY well, to ride my horse or their own in my arena. It just isn't worth being sued.
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